Terms and Conditions

Terms and Conditions

Last Updated: December 18, 2025

Welcome to XYPHLOREX. By accessing or using our website, services, and educational materials, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By registering for, accessing, or using any XYPHLOREX services, programs, or content, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Educational Services

XYPHLOREX provides educational content, training programs, and resources related to financial markets and trading. All content is for educational and informational purposes only and does not constitute financial, investment, or trading advice.

3. No Financial Advice

XYPHLOREX is not a registered investment advisor, broker-dealer, or financial planner. We do not provide personalized financial advice, investment recommendations, or portfolio management services. You are solely responsible for your own trading and investment decisions.

4. User Responsibilities

You agree to:

  • Provide accurate and complete registration information
  • Maintain the confidentiality of your account credentials
  • Use our services only for lawful purposes
  • Not share, distribute, or resell our proprietary educational content
  • Conduct your own due diligence before making any trading decisions

5. Subscription and Payment Terms

Subscription fees are billed in advance on a recurring basis. You authorize XYPHLOREX to charge your payment method for all fees. Subscriptions automatically renew unless cancelled before the renewal date. Refund policies are outlined separately and apply only under specific conditions.

6. Intellectual Property

All content, materials, courses, videos, graphics, logos, and trademarks on the XYPHLOREX platform are the exclusive property of XYPHLOREX and are protected by copyright and intellectual property laws. Unauthorized reproduction, distribution, or commercial use is strictly prohibited.

7. Risk Acknowledgment

Trading in financial markets involves substantial risk of loss and is not suitable for all individuals. You acknowledge that you may lose some or all of your invested capital. Past performance is not indicative of future results.

8. Limitation of Liability

XYPHLOREX, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or reliance on our educational content. This includes, but is not limited to, trading losses, lost profits, or data loss.

9. No Guarantees

XYPHLOREX makes no guarantees or warranties regarding trading outcomes, profitability, or success. Results vary based on individual skill, experience, market conditions, and risk management practices.

10. Account Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for violation of these Terms or for any other reason at our sole discretion.

11. Privacy and Data Protection

Your use of XYPHLOREX services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

12. Modifications to Terms

XYPHLOREX reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Continued use of our services after modifications constitutes acceptance of the updated terms.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United Kingdom. Any disputes shall be resolved in the courts of the United Kingdom.

14. Contact Information

If you have questions about these Terms and Conditions, please contact us through our website contact form.

By using XYPHLOREX services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.